INSURANCE CONCEPTS & SOLUTIONS
Whether you are looking to provide for your family, protect your wealth or increase the value of your estate, we are here to help. Our team works closely with our clients to understand what matters most to them and ensure that the appropriate insurance measures are taken. Our industry experience and expertise enable us to introduce advanced concepts simplistically. We strive to provide clients with the confidence to make informed decisions that align with their financial goals.
A lump-sum payment is a compensation for a serious illness the insured has suffered from. Funds received can be used for any medical expenses along with any discretionary spending the beneficiary desires.
LONG TERM CARE
A tax-free lump sum payment is given to the beneficiaries to protect them from numerous factors. These include but are not limited to debt, tax liabilities, funeral expenses, future earnings.
An annuity payment is provided to replace lost income due to illness or accident. Disability can be either partial or total, and the payment period can be short or long term.